Tag Archives: Canada Finance

A Low Interest Rate Doesn’t Always Mean a Cheap Loan: 4 Things Borrowers Often Overlook

Have you ever heard an offer like this? “Transfer your debt to us and get an interest rate as low as 0–3%.” Sounds like a great deal, right? If you’re currently paying a high interest rate and someone offers you 0–3%, of course it’s going to catch your attention. But before signing anything, there’s one…

Financial Planning in Canada: Where Should You Start?

As someone working in financial support, Kim Ngan frequently hears two questions: “How should I manage my finances while living in Canada?” and “Should I invest in cryptocurrency right now?” Although these questions seem unrelated, they are closely connected. Before deciding where to invest, it is important to understand your current position, future priorities, and…